What are Easy FHA loans?

FHA loans are loans that are insured against default by the Federal Housing Administration (FHA) which allows YOU to get a better loan through lenders approved to do FHA loans. Easy FHA takes this already great loan program and makes it an easy and fast process. This great loan program makes it simple for those who may not qualify with other programs to qualify with Easy FHA. FHA typcially offers lower interest rates, lower income requirements, and does not hold as much weight to your credit score. To learn how easy it is to qualify, simply fill out our Easy FHA application and have a loan specialist contact you today!

Benefits of FHA loans vs conventional financing

• You can buy a home with low/no down payment or closing costs*
• Your down payment can be gifted from friends, family, or received through other government programs.
• Easy credit qualifying for great interest rates even with lower credit scores.
• Fixed rate programs to help budget your income and prevent foreclosure.
• Qualify even if you have had bankruptcy in the past.
• Multi-family homes up to four units can be purchased at low rates.

Reasons to choose an Easy FHA loan?

Easy FHA offers many benefits otherwise not available to borrowers seeking financing for their home. For starters, Easy FHA requires borrowers to come in with very low down payments. In most cases, the down payment that is required is only 3.5%. Some borrower may qualify for other government sponsored programs that will pay up to 6% in down payment assistance and closing costs allowing you to buy a home with low money down* and loan with truly exceptional terms. Other benefits include:

• Easy FHA works with lower credit scores.
• The 3.5% down payment can be gifted.
• Easy FHA allows down payment assistance programs to cover down payment and closing costs.

How do I get started with an Easy FHA loan?

As the name suggests, Easy FHA is quick, simple, and secure. Tell us about your goals by filling out the form above. We will connect you with Easy FHA professionals best suited to secure an Easy FHA loan for you.

*Can be combined with other great programs to buy a home with no or low money down .